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The Other Side of Collections – An Honest Conversation

The Other Side of Collections – An Honest Conversation

It is not always easy… but it is necessary. Dear Reader, Working in collections is not for the faint-hearted. Every day, we deal with conversations filled with emotion – people who are embarrassed, stressed, or even angry. Because debt brings pressure. And pressure often brings silence – people avoid, delay, withdraw. But here is the truth: non-payment has consequences. Se

Is your home winter-ready?

Is your home winter-ready?

Posted on 06/06/2025 15:08:43

With winter upon us, it is crucial to ensure that your home is winter-ready. The extreme cold weather, combined with wear and tear, can lead to damage to your home. Here are a few tips to ensure that your property is winter-ready and ready for the coming rainy season: Winter is a good time to inspect your roof for damage and do necessary roof maintenance. This will also prevent damage to the

Centlec Winter Tariffs

Centlec Winter Tariffs

Posted on 30/05/2025 14:57:38

Dear Valued Client, As we approach the winter season, we would like to inform you of the upcoming changes related to electricity tariffs from Centlec. While Centlec has not yet officially announced the exact percentage increase in tariffs, we would like to provide you with an overview of what to expect during the coming months. Once the new tariffs are confirmed, we will promptly communicate the

Common Winter Household Issues

Common Winter Household Issues

Posted on 19/05/2025 10:17:15

Winter in South Africa brings a unique set of household challenges due to the country's varied climates—from wet winters in the Western Cape to dry, icy conditions in the interior. Here are some key winter-related household issues and aspects to consider: 1. Heating and Insulation Challenges Poor insulation in many homes (especially older ones or those in townships) leads to heat lo

Four Tips to Enhance Winter Curb Appeal

Four Tips to Enhance Winter Curb Appeal

Posted on 09/05/2025 13:41:01

People shop for a home for many different reasons: job relocations, divorce, downsizing, or an expanding family, to name just a few. These reasons are not dictated to by a season and anyone looking for a home during the winter months is serious about buying. A benefit to winter real estate is that there are fewer homes on the market, which can mean less competition and a better chance of getting

How Collections Work – The Good Side of a Tough Topic

How Collections Work – The Good Side of a Tough Topic

Posted on 02/05/2025 11:56:18

What happens when you fall behind on payments? It is not always what you think. Dear Readers, When people hear the word collections, they often think of something intimidating. That first call or notice can feel like a punishment. But today, we want to show you a different side – the side you may not expect. When someone falls behind on payments – whether it is levies, rent, or serv

Budgeting, Reserve Funds and Insurance in Sectional Title Schemes

Budgeting, Reserve Funds and Insurance in Sectional Title Schemes

Posted on 25/04/2025 15:26:11

What is a budget?   A budget is an estimate of the scheme’s income and expenditure for the forthcoming year. The trustees, usually with the assistance of the managing agent, propose a budget for consideration and approval by owners at each annual general meeting. The approved budget forms the basis of the annual levies raised by the trustees.   Must the scheme have reserves fo

What is involved in a Sole Mandate when selling?

What is involved in a Sole Mandate when selling?

Posted on 17/04/2025 16:22:10

A sole mandate gives a single agent or agency the exclusive rights to sell your property. An open mandate, on the other hand, does not stop the owner from mandating multiple agents to market the property to prospective buyers. Understanding that an open mandate is not more beneficial than a sole mandate is counterintuitive. This is one of those instances where competition does not necessarily g

Short-Term Insurance in South Africa

Short-Term Insurance in South Africa

Posted on 31/01/2025 16:27:25

Short-term insurance in South Africa, often referred to as temporary insurance, offers coverage for a specific period, typically ranging from a few months up to a year. This type of insurance serves to provide flexible and affordable protection for individuals, businesses, or assets in various circumstances.   Types of Short-Term Insurance in South Africa:   Health Insurance: Tem

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