NRE Insurance


Our Property Insurance Department, headed by Ruaan Dreyer acts as an in-house brokerage with focus on Sectional Title and Commercial schemes including Factories, Office Blocks and all Residential related insurance. With an insured book of approximately R13 billion, we are the market leaders in Central South Africa.

In terms of the Sectional Titles Act, every Body Corporate must take out insurance. The building insurance is in the name of the Body Corporate, where homeowners are responsible for taking out their household insurance.

Any person or entity who wants to provide services as Insurance brokers - including Estate Agencies - must comply with the Financial Advisory and Intermediary Services (FAIS) as well as legislation. Therefore, we are authorised by the Financial Services Conduct Authority (FSCA) to provide advice in certain categories.

Authorised FSPs are audited quarterly by a compliance officer to determine whether compliance with all statutory requirements are met. Longstanding relationships with all leading insurance companies, Financial Advisory Intermediary Services (FAIS) and accredited staff working with specialized systems - National Real Estate is well positioned and equipped to provide cover in line with legislative requirements.

National Real Estate offers highly competitive premiums with optional extras such as the geyser excess maintenance plan. Our professional staff and specialist infrastructure ensure fast, effective and convenient claims management. We are passionate about insurance and risk management.



For your information, we explain briefly against what insurance risks you as the client are covered against when you need to decide on a product for your complex’s needs. However, it should be noted that each insurer’s coverage options vary, but this example is the most common.

- Fire - Rain storms - Burst pipes - Burst geyser

- Lightning - Water damage - Forced burglary - Thermostats and elements

- Hail - Impact damage - Rain - Wind

- Valves

Kindly Note: When you turn your house upside down, everything that does not fall out is insured. We insure the shell of your unit and not furniture or personal possessions.

National Real Estate also offers our clientele the service of property valuation at special rates determined by the number of units in any said complex, we have inspectors visit the complexes to assist Trustees with maintenance issues as well as the valuation of all common property to determine the total insured value of the complex.

Insurance claims documents required


Insurance Partners

We team up with South Africa’s most experienced and robust insurance partners to provide fair and comprehensive insurance plans.




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NRE Developments